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  • phishing attack. Where do I start the cleanup?

    - by Suz
    I'm a newbie webmaster. I've got a domain and a site... and no clue about the web (I'm OK with files and programs... ) I got a message from google that my site is a possible phishing site, with a link the the suspect page: http://www.mydomain.com/~phishers/Paypal/us/Confirm.php needless to say, I didn't put that up. Can someone point me to a good tutorial on what to do now? I'd like to figure out what happened so I can defend against it the next time around. How do I identify what kind of attach this is? Also, what is the tilde doing in the URL path? I couldn't find any path like this on my hosting account, so I'm not entirely sure how to delete it.

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  • Is there an eCommerce platform made to fit between a global header/footer? [closed]

    - by beta208
    Possible Duplicate: Which Ecommerce Script Should I Use? We've been looking around for a while for an eCommerce platform made to live between the header and footer for integrating in an existing site. We would prefer it not to be paypal buttons, but an actual CMS type platform. Any suggestions? This is not a duplicate, and is a valid question sought out by many across the web. If someone has an answer many people would benefit from it. This is not simply looking for a CMS with X or Y.

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  • System.Net.Sockets.SocketException: An existing connection was forcibly closed by the remote host

    - by coffeeaddict
    We have 2 identical database tables on our dev server. In both is a table that holds an X509Certificate2 data in one of its fields. When I grab the cert along with the password that I've been using all along, it works over the first database just fine. I run the same code though over the 2nd database and get this error and I don't get why if the setup is exactly the same and the database is also on this server. So I'm not sure why when I switch my connection string to talk to Database2, even though it's setup the same and the code I'm running over it is the same, it complains. Here's the stack trace: An existing connection was forcibly closed by the remote host Description: An unhandled exception occurred during the execution of the current web request. Please review the stack trace for more information about the error and where it originated in the code. Exception Details: System.Net.Sockets.SocketException: An existing connection was forcibly closed by the remote host Source Error: An unhandled exception was generated during the execution of the current web request. Information regarding the origin and location of the exception can be identified using the exception stack trace below. Stack Trace: [SocketException (0x2746): An existing connection was forcibly closed by the remote host] System.Net.Sockets.NetworkStream.Read(Byte[] buffer, Int32 offset, Int32 size) +232 [IOException: Unable to read data from the transport connection: An existing connection was forcibly closed by the remote host.] System.Net.Sockets.NetworkStream.Read(Byte[] buffer, Int32 offset, Int32 size) +7035903 System.Net.FixedSizeReader.ReadPacket(Byte[] buffer, Int32 offset, Int32 count) +58 System.Net.Security.SslState.StartReadFrame(Byte[] buffer, Int32 readBytes, AsyncProtocolRequest asyncRequest) +116 System.Net.Security.SslState.StartReceiveBlob(Byte[] buffer, AsyncProtocolRequest asyncRequest) +123 System.Net.Security.SslState.ProcessReceivedBlob(Byte[] buffer, Int32 count, AsyncProtocolRequest asyncRequest) +86 System.Net.Security.SslState.StartReceiveBlob(Byte[] buffer, AsyncProtocolRequest asyncRequest) +123 System.Net.Security.SslState.ProcessReceivedBlob(Byte[] buffer, Int32 count, AsyncProtocolRequest asyncRequest) +86 System.Net.Security.SslState.StartReceiveBlob(Byte[] buffer, AsyncProtocolRequest asyncRequest) +123 System.Net.Security.SslState.ProcessReceivedBlob(Byte[] buffer, Int32 count, AsyncProtocolRequest asyncRequest) +86 System.Net.Security.SslState.StartReceiveBlob(Byte[] buffer, AsyncProtocolRequest asyncRequest) +123 System.Net.Security.SslState.ForceAuthentication(Boolean receiveFirst, Byte[] buffer, AsyncProtocolRequest asyncRequest) +7184357 System.Net.Security.SslState.ProcessAuthentication(LazyAsyncResult lazyResult) +217 System.Threading.ExecutionContext.runTryCode(Object userData) +376 System.Runtime.CompilerServices.RuntimeHelpers.ExecuteCodeWithGuaranteedCleanup(TryCode code, CleanupCode backoutCode, Object userData) +0 System.Threading.ExecutionContext.Run(ExecutionContext executionContext, ContextCallback callback, Object state) +98 System.Net.TlsStream.ProcessAuthentication(LazyAsyncResult result) +1134 System.Net.TlsStream.Write(Byte[] buffer, Int32 offset, Int32 size) +88 System.Net.PooledStream.Write(Byte[] buffer, Int32 offset, Int32 size) +20 System.Net.ConnectStream.WriteHeaders(Boolean async) +360 [WebException: The underlying connection was closed: An unexpected error occurred on a send.] System.Web.Services.Protocols.WebClientProtocol.GetWebResponse(WebRequest request) +857631 System.Web.Services.Protocols.HttpWebClientProtocol.GetWebResponse(WebRequest request) +10 System.Web.Services.Protocols.SoapHttpClientProtocol.Invoke(String methodName, Object[] parameters) +243 Pmall.PayPal.PayPalApi.PayPalAPIAASoapBinding.SetExpressCheckout(SetExpressCheckoutReq SetExpressCheckoutReq) in C:\www\ssss\ssss\ssss\ssss\Reference.cs:1304 ssss.PayPal.ExpressCheckout.PayPalCheckout.SetExpressCheckout(PaymentDetailsType[] paymentDetails, String returnURL, String cancelURL, PayPalPaymentFlowType paymentFlowType) in C:\www\ssss\ssss\ssss\PayPalCheckout.cs:96 ssss.Web.ssss.SetExpressCheckout() in C:\www\ssss\ssss\ssss.aspx.cs:83 ssss.Web.ssss.Page_Load(Object sender, EventArgs e) in C:\www\ssss\ssss\Register.aspx.cs:24 System.Web.Util.CalliHelper.EventArgFunctionCaller(IntPtr fp, Object o, Object t, EventArgs e) +25 System.Web.Util.CalliEventHandlerDelegateProxy.Callback(Object sender, EventArgs e) +42 System.Web.UI.Control.OnLoad(EventArgs e) +132 System.Web.UI.Control.LoadRecursive() +66 System.Web.UI.Page.ProcessRequestMain(Boolean includeStagesBeforeAsyncPoint, Boolean includeStagesAfterAsyncPoint) +2428

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  • Maximum Year in Expry Date of Credit Card

    - by Art
    Various online services have different values for maximum year of expiry, when it comes to Credit Cards. For instance: Basecamp: +15 years (2025) Amazon: +20 years (2030) Paypal: +19 years (2029) What is the reasonable maximum here? Are there any official guidelines?

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  • GWT FormPanel not submitting in IE - works fine on FF, Chrome, Safari

    - by JohnIdol
    I am using a simple FormPanel in GWT (com.google.gwt.user.client.ui.FormPanel). Once setting the action for the form, in Firefox, Safari, Chrome the submit method works fine while in IE (8) nothing happens when submit is called (I am submitting a form to paypal, not that it matters). I am on GWT 2.0. Is this some kind of known problem? Been looking around but couldn't find anything on the subject. Any help appreciated!

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  • Web application

    - by Baz
    hi guys, its my first web application in real world and am very much confuse from the beginning am working on Merchandise suppliers application, which includes various type of products. for an instance Home products cloths men t-shirts add basket send information to my client, I don’t need to add PayPal , just need to send information to my client , So far I have done , analysis , site structure , page designing am confuse about database designing Can any one help me out or send me some example step by step how should I begin with it .

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  • Does Google App Engine support ftp ?

    - by Frank
    Now I use my own Java FTP program to ftp objects from my PC to my ISP's website server. I want to use Google App Engine's servlet to get Paypal IPN messages, then store the messages into my own objects and ftp the objects to my ISP's website server, is this doable ? I heard Google App Engine doesn't support FTP. I don't expect Google to do it for me, but can I use my own Java FTP program in the web app that I upload onto the App Engine to do it ? Frank

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  • Authorize.net Payment integration

    - by Click Upvote
    I'm looking to do Authorize.net payment integration with a website using PHP. My questions are: 1) Where I can find a tutorial, development guide, and/or code samples for doing this with PHP. 2) Is it possible to obtain a test account to do the integration like Paypal's sandbox, or does one need to have a live account to which you can pass an additional parameter to indicate the transaction is a test one? All other advice will also be helpful. Thanks!

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  • Zaypay alternatives for payments using call or sms

    - by JohannesH
    We are currently trying to implement a payment provider in zaypay for paying for services using sms or by calling a number. We already have google checkout and paypal working for regular payments but zaypay is rather inflexible, poorly documented and a pain to setup when you have hundreds of products with varying prices. So my question is, do you know of any other european payment providers that take sms and call payments? As a response to Roberts answer/question Hi Robert, I must say that the Zaypay solution is the best and only I've seen thus far regarding phoned payments. However, since its now 2 months ago I finished the implementation of our custom Zaypay UI I can't remember much of the the details of the problems we were having. I'll try to give a brief of them anyways the best I can. First of all I would like to see a redirection type scenario for payalogues. From what I remember you guys are using the JS framework "Prototype" which doesn't play nice with jQuery which we are using so we weren't able to use the popup-type scenario supported by payalogues. Furthermore when implementing our custom interface I remember a lot of missing translations, like words that were codes instead of a word or a phrase. This meant we ended up writing/translating all the messages we needed ourselves. Also, another point of annoyance was the setup of prices and items. I wish we could just send in the order items/prices as a part of the interface like you can in Google Checkout or PayPal (not that they're flawless either), instead of having to define ALL the items you will ever sell through your admin interface beforehand. As far as I can remember it is virtually impossible to use Zaypay for a multi-item order in its current form. Finally there are, as far as I can tell, some security issues that you have to think about when you implement a custom solution... especially a ajax driven one. As I said in my original post you do mention this in the documentation but I believe the documentation wasn't that comprehensive regarding security issues. Again I wish I could give more details but the code & client is long since gone, so I can't look up the comments I wrote. Sorry! Oh yeah, the general API documentation weren't exactly comprehensive and 100% correct either. Again, I don't want to advice people against using Zaypay, I just want to advice that they should try it out first on a realistic prototype and think about their implementation before releasing to production. Maybe its just me who misunderstood a lot of things but I generally had a difficult time using your framework and I was left with a feeling that the API was very new and not thought through from the beginning.

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  • What's the best free and opensource PHP ecommerce solution? (and why?)

    - by Andrea Ambu
    I'd like to avoid coding one from scratch, so I'd like to see what the open-source community can offer :-) Required features: Easy way to insert items with photo and description Templates easy-to-create Multi language (at least Italian and English) Shopping cart User managment PayPal support (not required but really appreciated :D) I'm going on PHP and MySQL because of the hosting service I can't change, so please don't talk to me about alternatives :P I'd like to know what's the one you like the most and why should it be better than the others UPDATE: I need also multi language, Italian and English are a must.

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  • Integrating lesser known e-payment gateways full of surprises?

    - by John
    I've integrated about half a dozen e-payment gateways, from popular ones (like paypal) to not-so popular ones. It seems every time I try to integrate a non-popular epayment gateway, I exceed my original time-estimation. I think I'm a decent programmer, but my time estimations probably needs work. Do other programmers run into many "surprises" when integrating e-payment gateways they've never heard of? Any advice will help. thanks

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  • Looking for icon shop

    - by citronas
    I'm looking for nice icons for my webapplications. Some of these applications are commercial applications. I want to polish them up by using nice looking icons, but where do I find specific icons/grafics? Does anybody know a icon shop, that allows me to buy single icons for commercial use? Payable via paypal or credit card.

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  • Passing Auth to API calls with Web Service References

    - by coffeeaddict
    I am new to web services. The last time I dealt with SOAP was when I created a bunch of wrapper classes that sent requests and received responses back per some response objects/classes I had created. So I had an object to send certain API requests and likewise a set of objects to hold the response back as an object so I could utilize that 3rd party API. Then someone came to me and said why not just use the wsdl and a web service. Ok, so today I went and created a "Service Reference". I see that this is what's called a "Proxy Class". You just instantiate an instance of this and then walla you have access to all the methods from the wsdl. But this leaves me with auth questions. Back when I created my own classes manually, I had a class which exposed properties that I would set then access for things like signature, username, password that got sent along with the Http request that were required by whatever 3rd party API I was using to make API calls. But then with using a Service Reference, how then would I pass this information just like I had done in my custom classes? For instance I'm going to be working with the PayPal API. It requires you to send a signature and a few other pieces of information like username and password. // Determins if API call needs to use a session based URI string requestURI = UseAuthURI == true ? _requestURIAuthBased + aSessionID : _requestURI; byte[] data = XmlUtil.DocumentToBytes(doc); // Create the atual Request instance HttpWebRequest request = CreateWebRequest(requestURI, data.Length); So how do I pass username, password, signature, etc. when using web service references for each method call? Is it as simple as specifying it as a param to the method or do you use the .Credentials and .URL methods of your proxy class object? It seems to me Credentials means windows credentials but I could be wrong. Is it limited to that or can you use that to specify those required header values that PayPal expects with each method call/API request?

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  • Get The Currency From Current Culture?

    - by leen3o
    Is there a way to get current information dynamically from the apps culture settings? Basically if the user has set the culture to US I want to know the currency is dollars, or if they have it set to UK I want to pound sterling etc... etc.. This is so I can send this information to PayPal when a payment is being made

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  • Perl ftp question, like the previous ones ...

    - by Jerry Scott
    I need to move or copy a simple text file from one web site to another web site. I have administrator rights to both web sites. The first web site has a large data file (again, just a text file), certain records are selected and written to a team file (for entry into a tournament). Next I go through paypal and pay for the entries. The second site is for the the club running the tournament and I use IPN to return to a script on their site and if it verified, I add the team memebers into the master file for the tournament. I am limited to the ONE IPN script on the tournament site because I have a ton of other entries that come in from all over. The first site has the rosters for the state and no need to type all that data from each club, use the rosters like I use for all the non-paypal tounamenmts. I can ftp the team file to the second server and place it in the folder just like it was created from scratch from that server originally and everything should go fine but I took the examples and tried them and nothing. Here's the code section: my $custom = $in->param('custom'); my $filename = "$ENV{DOCUMENT_ROOT}/database/$custom"; my $usjochost = '208.109.14.105'; my $okserieshost = '208.109.181.196'; my $usjocuser = 'teamentry'; my $okseriesuser = 'okwaentry'; my $usjocpw = 'Password1'; my $okseriespw = 'Password1'; my $file = $custom; my $usjocpath ='/home/content/u/s/j/usjoc/html/database/'; my $okseriespath ='/home/content/o/k/s/okseries/html/database/'; $ftp = Net::FTP->new($okserieshost, Debug => 0) or die "Could not connect to '$okserieshost': $@"; $ftp->login($okseriesuser, $okseriespw) or die sprintf "Could not login: %s", $ftp->message; #$ftp->cwd(/database) or die sprintf "Could not login: %s", $ftp->message; $ftp->get($filename); #$ftp = Net::FTP->new($usjochost, Debug => 0) or die "Could not connect to '$usjochost': $@"; $ftp->quit; I NEED to READ the file on the first web site (okseries.com) and write the file on the second web site (usjoc.com). I have no problem reading and writing the file on the server, is sending the file to the second server. HELP! I'm not a genius at PERL.

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  • Credit Card Payments

    - by klork
    I am working on a web application that needs allow my users to accept credit card payments from visitors to the website. This means a registered user should be able to charge another user's credit card, without either having a merchant account. Is my only option going with Paypal? Any other alternatives? Thanks

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  • Drawbacks of using an integer as a bitfield?

    - by Mark
    I have a bunch of boolean options for things like "accepted payment types" which can include things like cash, credit card, cheque, paypal, etc. Rather than having a half dozen booleans in my DB, I can just use an integer and assign each payment method an integer, like so PAYMENT_METHODS = ( (1<<0, 'Cash'), (1<<1, 'Credit Card'), (1<<2, 'Cheque'), (1<<3, 'Other'), ) and then query the specific bit in python to retrieve the flag. I know this means the database can't index by specific flags, but are there any other drawbacks?

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  • How to pass a variable inside a jquery fonction $.each($("abc")...?

    - by Rock
    I'm trying to iterate a bunch of SELECT OPTION html drop-down fields and from the ones that are NOT empty, take the values and add a hidden field for a PAYPAL shopping cart. My problem is that for some reason, the variable "curitem" is not passed inside the each function and I can't add the hidden field like they should. All I get is "NaN" or "undefined". What PAYPAL expect is : item_name_1, item_name_2, etc. All numbers must iterate by +1. How can I do this? Thanks a bunch in advance var curitem; $.each($("select"), function(index, item) { var attname = $(this).attr("name"); var nom = $(this).attr("data-nom"); var prix = $(this).attr("data-val"); var partname = attname.substring(0, 1); var qte = $(this).val(); // i want all my <select option> items that the NAME start with "q" AND have a value selected if (partname == "q" && isNaN(qte) == false && qte > 0) { // item name var inp2 = document.createElement("input"); inp2.setAttribute("type", "hidden"); inp2.setAttribute("id", "item_name_"+curitem); inp2.setAttribute("name", "item_name_"+curitem); inp2.setAttribute("value", nom); // amount var inp3 = document.createElement("input"); inp3.setAttribute("type", "hidden"); inp3.setAttribute("id", "amount_"+curitem); inp3.setAttribute("name", "amount_"+curitem); inp3.setAttribute("value", prix); // qty var inp4 = document.createElement("input"); inp4.setAttribute("type", "hidden"); inp4.setAttribute("id", "quantity_"+curitem); inp4.setAttribute("name", "quantity_"+curitem); inp4.setAttribute("value", qte); // add hidden fields to form document.getElementById('payPalForm').appendChild(inp2); document.getElementById('payPalForm').appendChild(inp3); document.getElementById('payPalForm').appendChild(inp4); // item number curitem = curitem + 1; } });

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  • Week in Geek: 4chan Falls Victim to DDoS Attack Edition

    - by Asian Angel
    This week we learned how to tweak the low battery action on a Windows 7 laptop, access an eBook collection anywhere in the world, “extend iPad battery life, batch resize photos, & sync massive music collections”, went on a reign of destruction with Snow Crusher, and had fun decorating our desktops with abstract icon collections. Photo by pasukaru76. Random Geek Links We have included extra news article goodness to help you catch up on any developments that you may have missed during the holiday break this past week. Note: The three 27C3 articles listed here represent three different presentations at the 27th Chaos Communication Congress hacker conference. 4chan victim of DDoS as FBI investigates role in PayPal attack Users of 4chan may have gotten a taste of their own medicine after the site was knocked offline by a DDoS attack from an unknown origin early Thursday morning. Report: FBI seizes server in probe of WikiLeaks attacks The FBI has seized a server in Texas as part of its hunt for the groups behind the pro-WikiLeaks denial-of-service attacks launched in December against PayPal, Visa, MasterCard, and others. Mozilla exposes older user-account database Mozilla has disabled 44,000 older user accounts for its Firefox add-ons site after a security researcher found part of a database of the account information on a publicly available server. Data breach affects 4.9 million Honda customers Japanese automaker Honda has put some 2.2 million customers in the United States on a security breach alert after a database containing information on the owners and their cars was hacked. Chinese Trojan discovered in Android games An Android-based Trojan called “Geinimi” has been discovered in the wild and the Trojan is capable of sending personal information to remote servers and exhibits botnet-like behavior. 27C3 presentation claims many mobiles vulnerable to SMS attacks According to security experts, an ‘SMS of death’ threatens to disable many current Sony Ericsson, Samsung, Motorola, Micromax and LG mobiles. 27C3: GSM cell phones even easier to tap Security researchers have demonstrated how open source software on a number of revamped, entry-level cell phones can decrypt and record mobile phone calls in the GSM network. 27C3: danger lurks in PDF documents Security researcher Julia Wolf has pointed out numerous, previously hardly known, security problems in connection with Adobe’s PDF standard. Critical update for WordPress A critical update has been made available for WordPress in the form of version 3.0.4. The update fixes a security bug in WordPress’s KSES library. McAfee Labs Predicts Geolocation, Mobile Devices and Apple Will Top the List of Targets for Emerging Threats in 2011 The list comprises 2010’s most buzzed about platforms and services, including Google’s Android, Apple’s iPhone, foursquare, Google TV and the Mac OS X platform, which are all expected to become major targets for cybercriminals. McAfee Labs also predicts that politically motivated attacks will be on the rise. Windows Phone 7 piracy materializes with FreeMarketplace A proof-of-concept application, FreeMarketplace, that allows any Windows Phone 7 application to be downloaded and installed free of charge has been developed. Empty email accounts, and some bad buzz for Hotmail In the past few days, a number of Hotmail users have been complaining about a rather disconcerting issue: their Hotmail accounts, some up to 10 years old, appear completely empty.  No emails, no folders, nothing, just what appears to be a new account. Reports: Nintendo warns of 3DS risk for kids Nintendo has reportedly issued a warning that the 3DS, its eagerly awaited glasses-free 3D portable gaming device, should not be used by children under 6 when the gadget is in 3D-viewing mode. Google eyes ‘cloaking’ as next antispam target Google plans to take a closer look at the practice of “cloaking,” or presenting one look to a Googlebot crawling one’s site while presenting another look to users. Facebook, Twitter stock trading drawing SEC eye? The high degree of investor interest in shares of hot Silicon Valley companies that aren’t yet publicly traded–like Facebook, Twitter, LinkedIn, and Zynga–may be leading to scrutiny from the U.S. Securities and Exchange Commission (SEC). Random TinyHacker Links Photo by jcraveiro. Exciting Software Set for Release in 2011 A few bloggers from great websites such as How-To Geek, Guiding Tech and 7 Tutorials took the time to sit down and talk about their software wishes for 2011. Take the time to read it and share… Wikileaks Infopr0n An infographic detailing the quest to plug WikiLeaks. The New York Times Guide to Mobile Apps A growing collection of all mobile app coverage by the New York Times as well as lists of favorite apps from Times writers. 7,000,000,000 (Video) A fascinating look at the world’s population via National Geographic Magazine. Super User Questions Check out the great answers to these hot questions from Super User. How to use a Personal computer as a Linux web server for development purposes? How to link processing power of old computers together? Free virtualization tool for testing suspicious files? Why do some actions not work with Remote Desktop? What is the simplest way to send a large batch of pictures to a distant friend or colleague? How-To Geek Weekly Article Recap Had a busy week and need to get caught up on your HTG reading? Then sit back and relax while enjoying these hot posts full of how-to roundup goodness. The 50 Best How-To Geek Windows Articles of 2010 The 20 Best How-To Geek Explainer Topics for 2010 The 20 Best How-To Geek Linux Articles of 2010 How to Search Just the Site You’re Viewing Using Google Search Ask the Readers: Backing Your Files Up – Local Storage versus the Cloud One Year Ago on How-To Geek Need more how-to geekiness for your weekend? Then look through this great batch of articles from one year ago that focus on dual-booting and O.S. installation goodness. Dual Boot Your Pre-Installed Windows 7 Computer with Vista Dual Boot Your Pre-Installed Windows 7 Computer with XP How To Setup a USB Flash Drive to Install Windows 7 Dual Boot Your Pre-Installed Windows 7 Computer with Ubuntu Easily Install Ubuntu Linux with Windows Using the Wubi Installer The Geek Note We hope that you and your families have had a terrific holiday break as everyone prepares to return to work and school this week. Remember to keep those great tips coming in to us at [email protected]! Photo by pjbeardsley. Latest Features How-To Geek ETC The 20 Best How-To Geek Linux Articles of 2010 The 50 Best How-To Geek Windows Articles of 2010 The 20 Best How-To Geek Explainer Topics for 2010 How to Disable Caps Lock Key in Windows 7 or Vista How to Use the Avira Rescue CD to Clean Your Infected PC The Complete List of iPad Tips, Tricks, and Tutorials Tune Pop Enhances Android Music Notifications Another Busy Night in Gotham City Wallpaper Classic Super Mario Brothers Theme for Chrome and Iron Experimental Firefox Builds Put Tabs on the Title Bar (Available for Download) Android Trojan Found in the Wild Chaos, Panic, and Disorder Wallpaper

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  • Reviewing Retail Predictions for 2011

    - by David Dorf
    Normal 0 false false false EN-US X-NONE X-NONE MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} I've been busy thinking about what 2012 and beyond will look like for retail, and I have some interesting predictions to share.  But before I go there, let’s first review this year’s predictions before making new ones for 2012. 1. Alternate Payments We've seen several alternate payment schemes emerge over the last two years, and 2011 may be the year one of them takes hold. Any competition that can drive down fees will be good for everyone. I'm betting that Apple will add NFC chips to their next version of the iPhone, then enable payments in stores using iTunes accounts on the backend. Paypal will continue to make inroads, and Isis will announce a pilot. The iPhone 4S did not contain an NFC chip, so we’ll have to continuing waiting for the iPhone 5. PayPal announced its moving into in-store payments, and Google launched its wallet in selected cities.  Overall I think the payment scene is heating up and that trend will continue. 2. Engineered Systems The industry is moving toward purpose-built appliances that are optimized across the entire stack. Oracle calls these "engineered systems" and the first two examples are Exadata and Exalogic, but there are other examples from other vendors. These are particularly important to the retail industry because of the volume of data that must be processed. There should be continued adoption in 2011. Oracle reports that Exadata is its fasting growing product, and at the recent OpenWorld it announced the SuperCluster and Exalytics products, both continuing the engineered systems trend. SAP’s HANA continues to receive attention, and IBM also seems to be moving in this direction. 3. Social Analytics There are lots of tools that provide insight into how a brand is perceived across popular internet sites, but as far as I know, these tools are not industry specific. The next step needs to mine the data and determine how it should influence retail operations. The data needs to help retailers determine how they create promotions, which products to stock, and how to keep consumers engaged. Social data alone does not provide the answers, but its one more data point that will help retailers make better decisions. Look for some vendor consolidation to help make this happen. In March, Salesforce.com acquired leading social monitoring vendor Radian6 and followed up with acquisitions of Heroku and Model Metrics. The notion of Social CRM seems to be going more mainstream now. 4. 2-D Barcodes Look for more QRCodes on shelf-tags, in newspaper circulars, and on billboards. It's a great portal from the physical world into the digital one that buys us time until augmented reality matures further. Nobody wants to type "www", backslash, and ".com" on their phones. QRCodes are everywhere. ‘Nuff said. 5. In the words of Microsoft, "To the Cloud!" My favorite "cloud application" is Evernote. If you take notes on your work laptop, you will inevitably need those notes on your home PC. And if you manage to solve that problem, you'll need to access them from your mobile phone. Evernote stores your notes in the cloud and provides easy ways to access them. Being able to access a service from anywhere and not having to worry about backups, upgrades, etc. is great. Retailers will start to rely on cloud services, both public and private, in the coming year. There were no shortage of announcements in this area: Amazon’s cloud-based Kindle Fire, Apple’s iCloud, Oracle’s Public Cloud, etc. I saw an interesting presentation showing how BevMo moved their systems to the cloud.  Seems like retailers are starting to consider the cloud for specific uses. 6. F-CommerceTop of Form Move over "E" and "M" so we can introduce "F-Commerce," which should go mainstream in 2011. Already several retailers have created small stores on Facebook, and it won't be long before Facebook becomes a full-fledged channel in the omni-channel world of retail. The battle between Facebook and Google will heat up over retail, where both stand to make lots of money. JCPenney and ASOS both put their entire catalogs on Facebook, and lots of other retailers have connected Facebook to their e-commerce site. I still think selling from the newsfeed is the best approach, and several retailers are trying that approach as well. I just don’t see Google+ as a threat to Facebook, so I think that battle is over.  I called 2011 The Year of F-Commerce, and that was probably accurate. Its good to look back at predictions, but we also have to think about what was missed.  I didn't see Amazon entering the tablet business with such a splash, although in hindsight it was obvious. Nor did I think HP would fall so far so fast.  Look for my 2012 predictions coming soon.

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