Any mobile-friendly Credit Card billing solutions for mobile sites similar to Bango?

Posted by Programmer on Pro Webmasters See other posts from Pro Webmasters or by Programmer
Published on 2012-10-02T19:00:48Z Indexed on 2012/10/02 21:52 UTC
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Are there any mobile-friendly Credit Card billing solutions for mobile sites similar to Bango?

The advantages of Bango I have seen compared to regular Credit Card solutions that make it considerably "mobile-friendly" are:

1) It does not require the user to enter their full name and billing address to make a payment. The user is only required to enter their Credit Card number, expiration date, and CVC code (if they are in the U.S., they will also have to enter their Zip Code). That is significantly less input than is normally required for Credit Card payments, which is a big plus on small mobile key pads.

After a user makes an initial Credit Card payment, their details are stored by Bango, and the next time the user needs to make a payment with the same Credit Card, they just have to click a single link and it processes the payment on their stored Credit Card. Needless to say, this is very convenient for mobile users as it is analogous to Direct Carrier Billing as far as the user is concerned since they won't need to input any details.

The downside with Bango is that their fees are higher than others, all payments must be processed via their site and branding, there is a high minimum ($1.99) and a low maximum ($30) on how much you can charge users, and you need to pay a monthly fee on top of the high transaction costs.

It is due to the downsides mentioned above that I am looking for an alternative solution that also does the advantages 1) and 2) above. Is there anything like that? I looked at JunglePay and they do neither 1) nor 2).

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