magento payment process.. how it works in general

Posted by spirytus on Stack Overflow See other posts from Stack Overflow or by spirytus
Published on 2009-09-01T02:33:18Z Indexed on 2010/06/13 22:12 UTC
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hi everyone, got a question and I hope this is right place to ask :).. don’t quite understand how payment works in magento.

client goes to checkout and lets say wants to pay as a guest, so provides address etc. and finally gets to payment methods. Then I want clients to pay thru credit card. Already have module installed for gateway (bank?) of my choice. At that point I would expect users to be redirected to 3rd party page (bank hosted) where they giving all the details, only after being returned to my magento site with appropriate message.

In magento however it seems like they need to provide cc numbers and details on magento checkout page. I don’t understand if I (or the payment module I installed) need to transfer then all the credit card details to bank? I would have to have checkout page on ssl connection and static ip right?

The thing is I want to avoid touching CC numbers at any point and would love to have it done by a bank page. I like the idea of magento interface all the way without redirecting to another page though, the only problem is not sure if would be able to set it all up properly.

If anyone could explain to me possible options, what is the common way to do it and how the whole process works that would be very much appreciated.

I did my research and looked all over google and various forums still need someones help though. Please let me know if some parts of my question are not quite clear, will try to better explain if necessary.

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