I was configuring DNS on my server using BIND9, everything seems to work, but I have a question regarding my config file.

I've ended up with this configuration in /etc/bind/named.conf.local

zone "example.com" {
  type master;
  file "/etc/bind/db.example.com";
  allow-transfer { 192.168.1.1; };
};
zone "1.168.192.in-addr.arpa" {
  type master;
  notify no;
  file "/etc/bind/db.192";
  allow-transfer { 192.168.1.1; };
};
forwarders {
  10.253.22.140;
  10.253.22.141;
};

I've read about the different type of dns server, like primary master etc. The first two parts (zone and zone) corresponds to primary dns server configuration. First record for "classic" lookup, second one for reverse. The last part (forwarders) is configuration of cache-server and contains the ISP's IP of DNS server. So all names resolved thanks to this server will be cached.

Simple question: am I right? Does my description make sense? Or one server can be only either master or either cached?