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  • Ubuntu installed accidently on windows

    - by Maz
    I'm new here and would very much appreciate your help I was making a bootable USB to rescue a crashed Ubuntu notebook. I was doing this on my Sony VIo laptop, now I can't access my Sony files, when I boot the Sony up it boots in Ubuntu I think I have overwritten the windows boot sector with Ubuntu I need to either undo the process or if this is not possible then at least recover my kids childhood memory photos Any help to resolve this issue would be very much appreciated P.s I have since removed the hardrive from the Sony and tried to read it on a windows machine as an external drive, windows can see the drive but with no data!

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  • re-partition new drive and use new partition as 'home'

    - by vector
    Linux noob here. I installed Ubuntu 12.04 on a brand new drive (dual boot with windows on another drive) and re-partitioned it afterwards (with gparted off of live cd) like so (sudo fdisk -l) : Device Boot Start End Blocks Id System /dev/sdb1 * 2048 63735807 31866880 83 Linux /dev/sdb2 1448509438 1465147391 8318977 5 Extended Partition 2 does not start on physical sector boundary. /dev/sdb3 63735808 1448507391 692385792 83 Linux /dev/sdb5 1448509440 1465147391 8318976 82 Linux swap / Solaris I'd like to use sdb3 as default home for all work and fun related program installs and files, but I haven't even gotten as far as changing permissions on it. Any help will be most appreciated.

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  • How do I check whether partitions on my SSD are properly aligned?

    - by elementz
    I just installed ubuntu on my new intel SSD. Now I am not sure, whether paritions are properly aligned in respect to my specific SSD. Here's my fdisk output. $ fdisk -l Platte /dev/sda: 120.0 GByte, 120034123776 Byte 255 Köpfe, 63 Sektoren/Spur, 14593 Zylinder Einheiten = Zylinder von 16065 × 512 = 8225280 Bytes Sector size (logical/physical): 512 bytes / 512 bytes I/O size (minimum/optimal): 512 bytes / 512 bytes Disk identifier: 0x000a6294 Gerät boot. Anfang Ende Blöcke Id System /dev/sda1 * 1 1913 15360000 83 Linux /dev/sda2 1913 14058 97558528 83 Linux /dev/sda3 14058 14594 4300800 82 Linux Swap / Solaris Also, do I still need to align my SSD at all, since I am using TRIM on the ext4 partitions by mounting them with the discard flag. If it is the case, that my partitions are not properly aligned, what could I do to fix this without having to reinstall everything?

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  • New release of Oracle Process Accelerators (11.1.1.6.2

    - by JuergenKress
    Press release delivers Industry-focused solutions including Incident Reporting (Public Sector) and Loan Origination (Financial Services). lSO updated Travel Request Management (TRM), Document Routing and Approval (DRA), and Internal Service Requests (ISR). All BPM material is available at our SOA Community Workspace (SOA Community membership required): Presentation | Data Sheet | White paper Download Process Accelerators and Collateral - OTN SOA & BPM Partner Community For regular information on Oracle SOA Suite become a member in the SOA & BPM Partner Community for registration please visit  www.oracle.com/goto/emea/soa (OPN account required) If you need support with your account please contact the Oracle Partner Business Center. Blog Twitter LinkedIn Mix Forum Technorati Tags: bpm,process accelerators,SOA Community,Oracle SOA,Oracle BPM,Community,OPN,Jürgen Kress

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  • What are steps in making an operating system in C ? [duplicate]

    - by ps06756
    This question already has an answer here: Compiler/OS Design - Where to start [closed] 3 answers I am trying to make an my own OS. This is for educational purpose only, so that I get to understand the internals as well as get a good idea of low level programming. I have some prior application development experience in C#/python/C++/C. I am a noob in assembly language(very less experience and knowledge). I understand that in writing an operating system,we can't go without assembly language. Currently, I have just printed a string in assembly language in the boot sector using qemu and BIOS interrupts. What I want is that, can someone specifically point out the steps that I need to follow to make my operating systems run C programs. So that, I can start writing my OS in C. Any other piece of advice to help a newbie, regarding the same is also welcome. Although, I have looked into many os development related tutorials/websites, I can't seem to find this information anywhere.

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  • Which technologies will most affect Financial Services over the next decade? [on hold]

    - by opposite of you
    I couldn't quite think of a proper description, so as Wikipedia puts it so beautifully: Financial services are the economic services provided by the finance industry, which encompasses a broad range of organizations that manage money, including credit unions, banks, credit card companies, insurance companies, consumer finance companies, stock brokerages, investment funds and some government sponsored enterprises. These are quite a range of industries. I've already thought about how banks specifically have gotten involved with app markets allowing users to make transfers on the go, and this goes with cloud computing, but what else could there be apart from mobile technologies and cloud computing? Or how else could they be used? I feel like I'm thinking about this wrong.. Apart from mobile computing and cloud computing, what other examples will influence the sector either positively or negatively?

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  • Windows 7 and Ubuntu Boot issue

    - by user115137
    I had the idea to dual boot Win 7 and Ubuntu and what I did was the following: Made a clean install of win 7 using all of my hard drive, next I used the Ubuntu live cd and gparted to partition my drive to be the following: /dev/sda1 ext4 20GB (Linux root) /dev/sda2 ntfs 100GB(Win7) /dev/sda3 ext4 350GB(Home) /dev/sda4 extended 4GB(swap) The thing is, when installing ubuntu I deleted the partition win 7 creates for its boot sector and recovery and then resized the drive to look like what I mentioned, and Ubuntu installed GRUB to the MBR. When GRUB boots I can see Ubuntu but not Windows, how can I chainload it? Or should I fix the windows mbr with the windows 7 installation disk and try to set the dual boot from there? I don't really care which one of the 2 bootloaders I end up using, I just want the dual boot to work out. Thanks

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  • Money investments for software developers [closed]

    - by user91590
    Let's say you (or your company) have an amount of money that you would like to invest in improving your career, and probably make more money in the long run by landing a better job or raising your productivity. There are some classical investments that anyone would suggest: spend on programming books, since they pay for themselves very quickly; buy a better chair, since you will stay on that all day; attend conferences to improve your network of contacts. I'm looking for more examples to weigh my options in the quest for improvement. Google does not help as it only shows job ads for programmers in the financial sector.

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  • Can't read dvd in ubuntu 12.04

    - by Italo Maia
    My laptop has xubuntu 12.04 installed and I can't read dvds burned in my dvd recorder. To read my dvds, I had to use a external USB dvd driver (in xubuntu). Using dsmeg, I got this message: dmesg | grep "sr0" [11793.286196] sr 2:0:0:0: [sr0] Result: hostbyte=DID_OK driverbyte=DRIVER_SENSE [11793.286202] sr 2:0:0:0: [sr0] Sense Key : Medium Error [current] [11793.286211] sr 2:0:0:0: [sr0] Add. Sense: Cannot read medium - unknown format [11793.286221] sr 2:0:0:0: [sr0] CDB: Read(10): 28 00 00 00 00 00 00 00 02 00 [11793.286240] end_request: I/O error, dev sr0, sector 0 My laptop is an Asus N43SN.

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  • Clean install of 12.04 won't boot from HDD

    - by MarchingKazoo
    Downloaded 12.04.2. Made CD. Machine boots from CD as expected. Installed onto HD. Upon reboot, "Read error" message appears. Upon booting from CD, the HD appears as expected: One partition for Ubuntu, taking up about 12 gig, the rest empty. Lather, rinse, repeat five times. Results of "sudo fdisk -l": Disk /dev/sda: 200.0 GB, 200049647616 bytes 255 heads, 63 sectors/track, 24321 cylinders, total 390721968 sectors Units = sectors of 1 * 512 = 512 bytes Sector size (logical/physical): 512 bytes / 512 bytes I/O size (minimum/optimal): 512 bytes / 512 bytes Disk identifier: 0x000dfa3e Device Boot Start End Blocks Id System /dev/sda1 * 2048 386596863 193297408 83 Linux /dev/sda2 386598910 390721535 2061313 5 Extended /dev/sda5 386598912 390721535 2061312 82 Linux swap / Solaris Should this be complicate? Seems no.

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  • Complete fresh start to programming

    - by user187946
    I am 30 years old and I have 7 years experience in system administration, networking. Due to economic downturn it is not so easy find jobs in this sector anymore. I am thinking to leave this career and start programming. I am interested in Java, However I have no programming experience at all. In university we have seen Java which was in 2001-2002. What do you suggest? keep on track on what experience I have or make u turn start a new path. Thanks

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  • MBR Booting from DOS

    - by eflukx
    For a project I would like to invoke the MBR on the first harddisk directly from DOS. I've written a small assembler program that loads the MBR in memory at 0:7c00h an does a far jump to it. I've put my util on a bootable floppy. The disk (HD0, 0x80) i'm trying to boot has a TrueCrypt boot loader on it. It shows up the TrueCrypt screen, but after typing in the password it crashes the system. When I run my little utlility (w00t.com) on a normal WinXP machine it seams to crash immedealty. Apparently I'm forgetting some crucial stuff the BIOS normally does, my guess is it's something trivial. Can someone with better bare-metal DOS and BIOS experience help me out? Heres my code: .MODEL tiny .386 _TEXT SEGMENT USE16 INCLUDE BootDefs.i ORG 100h start: ; http://vxheavens.com/lib/vbw05.html ; Before DOS has booted the BIOS stores the amount of usable lower memory ; in a word located at 0:413h in memory. We going to erase this value because ; we have booted dos before loading the bootsector, and dos is fat (and ugly). ; fake free memory ;push ds ;push 0 ;pop ds ;mov ax, TC_BOOT_LOADER_SEGMENT / 1024 * 16 + TC_BOOT_MEMORY_REQUIRED ;mov word ptr ds:[413h], ax ;ax = memory in K ;pop ds ;lea si, memory_patched_msg ;call print ;mov ax, cs mov ax, 0 mov es, ax ; read first sector to es:7c00h (== cs:7c00) mov dl, 80h mov cl, 1 mov al, 1 mov bx, 7c00h ;load sector to es:bx call read_sectors lea si, mbr_loaded_msg call print lea si, jmp_to_mbr_msg call print ;Set BIOS default values in environment cli mov dl, 80h ;(drive C) xor ax, ax mov ds, ax mov es, ax mov ss, ax mov sp, 0ffffh sti push es push 7c00h retf ;Jump to MBR code at 0:7c00h ; Print string print: xor bx, bx mov ah, 0eh cld @@: lodsb test al, al jz print_end int 10h jmp @B print_end: ret ; Read sectors of the first cylinder read_sectors: mov ch, 0 ; Cylinder mov dh, 0 ; Head ; DL = drive number passed from BIOS mov ah, 2 int 13h jnc read_ok lea si, disk_error_msg call print read_ok: ret memory_patched_msg db 'Memory patched', 13, 10, 7, 0 mbr_loaded_msg db 'MBR loaded', 13, 10, 7, 0 jmp_to_mbr_msg db 'Jumping to MBR code', 13, 10, 7, 0 disk_error_msg db 'Disk error', 13, 10, 7, 0 _TEXT ENDS END start

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  • I need some help with either my SQL or my PHP I do not know which...

    - by sico87
    Hello I am creating a CMS and some of the functionality of it that the images that are within the content are managable. I currently trying to display a table that shows the the content title and then the associated images, ideally I would like a layout similar to this, Content Title Image 1 Image 2 Image 3 Content Title 2 Image 1 Image 2 Content Title 3 Image 1 The SQL the returns the data is actually formed using Codeigniters Active Record class, function getAllContentImages() { $this->db->select('*'); $this->db->from('contentImagesTable'); $this->db->join('contentTable', 'contentTable.contentId = contentImagesTable.contentId'); $this->db->join('categoryTable', 'categoryTable.categoryId = contentTable.categoryId'); $query = $this->db->get(); return $query->result_array(); } The array that is returned is looks like this, I have cut the size down for readability. Array ( [0] => Array ( [contentImageId] => 25 [contentImageName] => green.png [contentImageType] => .png [contentImagePath] => /var/www/bangmarketing.bang/media/uploads/contentImages/2/green.png [isHeadlineImage] => 1 [contentImageDateUploaded] => 1265222654 [contentId] => 2 [dashboardUserId] => 0 [contentTitle] => sadsadsadassss [contentAbstract] => <p>Pllllleeeeeeeaaaaasssssseeeeee Work</p> [contentBody] => <p>Please work :-( please</p> [contentOnline] => 0 [contentAllowComments] => 0 [contentDateCreated] => 1265124038 [categoryId] => 1 [categoryTitle] => blogsss [categoryAbstract] => <p>asdsdsadasdsadfdsgdgdsgdsgssssssssssss</p> [categorySlug] => blog [categoryIsSpecial] => 0 [categoryOnline] => 1 [categoryDateCreated] => 1266588327 ) [1] => Array ( [contentImageId] => 28 [contentImageName] => yellow.png [contentImageType] => .png [contentImagePath] => /var/www/bangmarketing.bang/media/uploads/contentImages/7/yellow.png [isHeadlineImage] => 1 [contentImageDateUploaded] => 1265388055 [contentId] => 7 [dashboardUserId] => 0 [contentTitle] => Another Blog [contentAbstract] => <p>This is another blog and it is shit becuase this does not work</p> [contentBody] => <p>ioasfihfududfhdufhuishdfiudshfiudhsfiuhdsiufhusdhfuids</p> [contentOnline] => 1 [contentAllowComments] => 0 [contentDateCreated] => 1265388034 [categoryId] => 1 [categoryTitle] => blogsss [categoryAbstract] => <p>asdsdsadasdsadfdsgdgdsgdsgssssssssssss</p> [categorySlug] => blog [categoryIsSpecial] => 0 [categoryOnline] => 1 [categoryDateCreated] => 1266588327 ) [2] => Array ( [contentImageId] => 33 [contentImageName] => portaski.jpg [contentImageType] => .jpg [contentImagePath] => /var/www/bangmarketing.bang/media/uploads/contentImages/11/portaski.jpg [isHeadlineImage] => 1 [contentImageDateUploaded] => 1265714175 [contentId] => 11 [dashboardUserId] => 0 [contentTitle] => Portaski - new product and brand launch by Bang [contentAbstract] => <p>Bang's experience in new product development has helped launch PortaSki &ndash; the pocket-sized device which is set to revolutionise skiing.</p> [contentBody] => <p>After developing Portaski's brand identity and positioning, Bang re-designed the product and its packaging ahead of launch in late 2008.</p> <p>A media and PR strategy was devised and implemented using Bang's close relationship with two of the UK's most influential organisations in the Advertising and Media Buying industries. On-line advertising was supported with editorial reviews in the UK's leading broadsheets and tabloids, which combined with pin-point HTML direct mail to drive consumers to the new e-commerce site.</p> <p>Impressive month-on-month growth has been achieved since launch, and the direct marketing activity resulted in an unprecedented 2.71% of targets going on-line to purchase a PortaSki.</p> <p>For further information visit <a href="http://www.portaski.com" target="_blank">www.portaski.com</a></p> [contentOnline] => 1 [contentAllowComments] => 0 [contentDateCreated] => 1265718184 [categoryId] => 1 [categoryTitle] => blogsss [categoryAbstract] => <p>asdsdsadasdsadfdsgdgdsgdsgssssssssssss</p> [categorySlug] => blog [categoryIsSpecial] => 0 [categoryOnline] => 1 [categoryDateCreated] => 1266588327 ) [3] => Array ( [contentImageId] => 26 [contentImageName] => housingplus.jpg [contentImageType] => .jpg [contentImagePath] => /var/www/bangmarketing.bang/media/uploads/contentImages/5/housingplus.jpg [isHeadlineImage] => 1 [contentImageDateUploaded] => 1265284989 [contentId] => 5 [dashboardUserId] => 0 [contentTitle] => Bang launches Housing Plus [contentAbstract] => <p>Bang has launched Housing Plus, the new brand for the Central Borders Housing Group, along with new sub-brands Property Care and SSHA.</p> [contentBody] => <p>The Midlands based Group, with turnover in excess of &pound;21M, appointed Bang in 2008 following an open pitch of over 40 agencies. Bang's work began with an extensive marketing research strategy that challenged the Group's former positioning and brand structure.</p> <p>The research unveiled that the housing sector demanded a values-led Group. This led Bang to develop the brave &lsquo;Together for the Right Reasons' positioning for Housing Plus.</p> <p>Chris Garratt, Marketing Director at Bang explained "The housing sector has witnessed wholesale change in recent years. Much to tenant's dismay, many associations and Groups appear to be losing touch with their roots, we wanted to develop a Group for associations who place principles at the heart of their corporate strategy".</p> <p>The repositioned sub-brands also play an important role in the Group's revised brand by highlighting Housing Plus' willingness to embrace and nurture individual identities. Chris Garratt continued "By adopting a &lsquo;house of brands' hierarchy from the outset, Housing Plus has sent out a strong message to prospective strategic partners".</p> <p>Bang handled all aspects of work for the redevelopment of the three brands, including research, brand creation, naming, positioning, internal branding and communications, advertising, the brand launches, building the brands' on-line presence and the creation of a powerful brand film &ndash; which is already attracting significant interest from across the sector.</p> [contentOnline] => 1 [contentAllowComments] => 0 [contentDateCreated] => 1265285940 [categoryId] => 8 [categoryTitle] => News [categoryAbstract] => <p>The world at Bang Marketing moves fast, keep up to date w [categorySlug] => news [categoryIsSpecial] => 0 [categoryOnline] => 1 [categoryDateCreated] => 1265283717 ) I need a way that I can get all the content images associated with the same content title in one group and then display under the content title. Can anyone help?

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  • Read/Write operation on Fat table with out using System.IO in C#

    - by AZHAR
    Hi i am new to the system programming...i want to read information from fat table like total sector,total physical drive,containing logical drive types and as well containing files in the drives(like their file size,when accessed)with all information of files..and then display of these files with respect of their hierarchy at GUI. this is easy if we use System.IO namespace.but it is restricted for me.so please help

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  • List of phone number country codes

    - by jesperlind
    On this Wikipedia entry I found out that ITU Telecommunication Standardization Sector (ITU-T) is providing such list of country calling codes. Here is a pdf: http://www.itu.int/dms_pub/itu-t/opb/sp/T-SP-E.164D-2009-PDF-E.pdf I wonder where to find this in a xml file or similar? I need to do find out which country a phone number is from, both in javascript and c#.

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  • Algorithm for finding symmetries of a tree

    - by Paxinum
    I have n sectors, enumerated 0 to n-1 counterclockwise. The boundaries between these sectors are infinite branches (n of them). The sectors live in the complex plane, and for n even, sector 0 and n/2 are bisected by the real axis, and the sectors are evenly spaced. These branches meet at certain points, called junctions. Each junction is adjacent to a subset of the sectors (at least 3 of them). Specifying the junctions, (in pre-fix order, lets say, starting from junction adjacent to sector 0 and 1), and the distance between the junctions, uniquely describes the tree. Now, given such a representation, how can I see if it is symmetric wrt the real axis? For example, n=6, the tree (0,1,5)(1,2,4,5)(2,3,4) have three junctions on the real line, so it is symmetric wrt the real axis. If the distances between (015) and (1245) is equal to distance from (1245) to (234), this is also symmetric wrt the imaginary axis. The tree (0,1,5)(1,2,5)(2,4,5)(2,3,4) have 4 junctions, and this is never symmetric wrt either imaginary or real axis, but it has 180 degrees rotation symmetry if the distance between the first two and the last two junctions in the representation are equal. Edit: This is actually for my research. I have posted the question at mathoverflow as well, but my days in competition programming tells me that this is more like an IOI task. Code in mathematica would be excellent, but java, python, or any other language readable by a human suffices. Here are some examples (pretend the double edges are single and we have a tree) http://www2.math.su.se/~per/files.php?file=contr_ex_1.pdf http://www2.math.su.se/~per/files.php?file=contr_ex_2.pdf http://www2.math.su.se/~per/files.php?file=contr_ex_5.pdf Example 1 is described as (0,1,4)(1,2,4)(2,3,4)(0,4,5) with distances (2,1,3). Example 2 is described as (0,1,4)(1,2,4)(2,3,4)(0,4,5) with distances (2,1,1). Example 5 is described as (0,1,4,5)(1,2,3,4) with distances (2). So, given the description/representation, I want to find some algorithm to decide if it is symmetric wrt real, imaginary, and rotation 180 degrees. The last example have 180 degree symmetry. (These symmetries corresponds to special kinds of potential in the Schroedinger equation, which has nice properties in quantum mechanics.)

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  • Algorithm: Determine shape of two sectors delineated by an arbitrary path, and then fill one.

    - by Arseniy Banayev
    NOTE: This is a challenging problem for anybody who likes logic problems, etc. Consider a rectangular two-dimensional grid of height H and width W. Every space on the grid has a value, either 0 1 or 2. Initially, every space on the grid is a 0, except for the spaces along each of the four edges, which are initially a 2. Then consider an arbitrary path of adjacent (horizontally or vertically) grid spaces. The path begins on a 2 and ends on a different 2. Every space along the path is a 1. The path divides the grid into two "sectors" of 0 spaces. There is an object that rests on an unspecified 0 space. The "sector" that does NOT contain the object must be filled completely with 2. Define an algorithm that determines the spaces that must become 2 from 0, given an array (list) of values (0, 1, or 2) that correspond to the values in the grid, going from top to bottom and then from left to right. In other words, the element at index 0 in the array contains the value of the top-left space in the grid (initially a 2). The element at index 1 contains the value of the space in the grid that is in the left column, second from the top, and so forth. The element at index H contains the value of the space in the grid that is in the top row but second from the left, and so forth. Once the algorithm finishes and the empty "sector" is filled completely with 2s, the SAME algorithm must be sufficient to do the same process again. The second (and on) time, the path is still drawn from a 2 to a different 2, across spaces of 0, but the "grid" is smaller because the 2s that are surrounded by other 2s cannot be touched by the path (since the path is along spaces of 0). I thank whomever is able to figure this out for me, very very much. This does not have to be in a particular programming language; in fact, pseudo-code or just English is sufficient. Thanks again! If you have any questions, just leave a comment and I'll specify what needs to be specified.

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  • SATA drive problems with two SIL RAID cards

    - by Jon Topper
    I've just put a second SiI 3114 SATARaid card in my home server so that I could add another pair of SATA drives and increase my storage space. Annoyingly, it doesn't seem to work: [ 32.816030] ata5: lost interrupt (Status 0x0) [ 32.816072] ata5.00: exception Emask 0x0 SAct 0x0 SErr 0x0 action 0x6 frozen [ 32.816091] ata5.00: cmd c8/00:08:00:00:00/00:00:00:00:00/e0 tag 0 dma 4096 in [ 32.816094] res 40/00:00:00:00:00/00:00:00:00:00/00 Emask 0x4 (timeout) [ 32.816101] ata5.00: status: { DRDY } [ 32.816117] ata5: hard resetting link [ 33.136082] ata5: SATA link down (SStatus 0 SControl 0) [ 36.060940] irq 18: nobody cared (try booting with the "irqpoll" option) [ 36.060949] Pid: 0, comm: swapper Not tainted 2.6.31-20-generic #58-Ubuntu [ 36.060954] Call Trace: [ 36.060977] [] ? printk+0x18/0x1c [ 36.060997] [] __report_bad_irq+0x27/0x90 [ 36.061005] [] note_interrupt+0x150/0x190 [ 36.061011] [] handle_fasteoi_irq+0xac/0xd0 [ 36.061023] [] handle_irq+0x18/0x30 [ 36.061029] [] do_IRQ+0x47/0xc0 [ 36.061042] [] ? irq_exit+0x50/0x70 [ 36.061058] [] ? smp_apic_timer_interrupt+0x57/0x90 [ 36.061065] [] common_interrupt+0x30/0x40 [ 36.061075] [] ? native_safe_halt+0x5/0x10 [ 36.061082] [] default_idle+0x46/0xd0 [ 36.061088] [] cpu_idle+0x8c/0xd0 [ 36.061103] [] rest_init+0x55/0x60 [ 36.061111] [] start_kernel+0x2e6/0x2ec [ 36.061117] [] ? unknown_bootoption+0x0/0x19e [ 36.061133] [] i386_start_kernel+0x7c/0x83 [ 36.061137] handlers: [ 36.061139] [] (sil_interrupt+0x0/0xb0) [ 36.061151] Disabling IRQ #18 [ 38.136014] ata5: hard resetting link [ 38.456022] ata5: SATA link down (SStatus 0 SControl 0) [ 43.456013] ata5: hard resetting link [ 43.776022] ata5: SATA link down (SStatus 0 SControl 0) [ 43.776035] ata5.00: disabled [ 43.776055] ata5.00: device reported invalid CHS sector 0 [ 43.776074] sd 4:0:0:0: [sde] Result: hostbyte=DID_OK driverbyte=DRIVER_SENSE [ 43.776082] sd 4:0:0:0: [sde] Sense Key : Aborted Command [current] [descriptor] [ 43.776092] Descriptor sense data with sense descriptors (in hex): [ 43.776097] 72 0b 00 00 00 00 00 0c 00 0a 80 00 00 00 00 00 [ 43.776112] 00 00 00 00 [ 43.776118] sd 4:0:0:0: [sde] Add. Sense: No additional sense information [ 43.776127] end_request: I/O error, dev sde, sector 0 [ 43.776136] Buffer I/O error on device sde, logical block 0 [ 43.776170] ata5: EH complete [ 43.776187] ata5.00: detaching (SCSI 4:0:0:0) root@core:~# cat /proc/interrupts CPU0 0: 47 IO-APIC-edge timer 1: 8 IO-APIC-edge i8042 6: 3 IO-APIC-edge floppy 7: 0 IO-APIC-edge parport0 8: 0 IO-APIC-edge rtc0 9: 0 IO-APIC-fasteoi acpi 14: 53069 IO-APIC-edge pata_sis 15: 53004 IO-APIC-edge pata_sis 17: 112265 IO-APIC-fasteoi sata_sil 18: 200002 IO-APIC-fasteoi sata_sil, SiS SI7012 19: 111140 IO-APIC-fasteoi eth0 20: 0 IO-APIC-fasteoi ohci_hcd:usb2 21: 0 IO-APIC-fasteoi ohci_hcd:usb3 23: 0 IO-APIC-fasteoi ehci_hcd:usb1 NMI: 0 Non-maskable interrupts LOC: 6650492 Local timer interrupts SPU: 0 Spurious interrupts CNT: 0 Performance counter interrupts PND: 0 Performance pending work RES: 0 Rescheduling interrupts CAL: 0 Function call interrupts TLB: 0 TLB shootdowns TRM: 0 Thermal event interrupts THR: 0 Threshold APIC interrupts MCE: 0 Machine check exceptions MCP: 160 Machine check polls ERR: 0 MIS: 0 root@core:~# lspci | grep Raid 00:09.0 RAID bus controller: Silicon Image, Inc. SiI 3114 [SATALink/SATARaid] Serial ATA Controller (rev 02) 00:0a.0 RAID bus controller: Silicon Image, Inc. SiI 3114 [SATALink/SATARaid] Serial ATA Controller (rev 02) root@core:~# lsb_release -a No LSB modules are available. Distributor ID: Ubuntu Description: Ubuntu 9.10 Release: 9.10 Codename: karmic root@core:~# uname -a Linux core.topper.me.uk 2.6.31-20-generic #58-Ubuntu SMP Fri Mar 12 05:23:09 UTC 2010 i686 GNU/Linux I've tried a combination of different kernel options (irqpoll, noapic, noacpi, pci=noapic) all to no avail. Does anyone have any bright ideas about how I can go about making this work? Swapping PCI cards around isn't an option as there are only two slots in this motherboard (an ASRock K7S41GX). The BIOS doesn't look to have too much in the way of configuration options regarding IRQ usage. Plan B is to ditch this server completely and buy a new QNAP for these drives to go in, but I was hoping to avoid doing this right now.

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  • No device file for partition on logical volume (Linux LVM)

    - by Brian
    I created a logical volume (scandata) containing a single ext3 partition. It is the only logical volume in its volume group (case4t). Said volume group is comprised by 3 physical volumes, which are three primary partitions on a single block device (/dev/sdb). When I created it, I could mount the partition via the block device /dev/mapper/case4t-scandatap1. Since last reboot the aforementioned block device file has disappeared. It may be of note -- I'm not sure -- that my superior (a college professor) had prompted this reboot by running sudo chmod -R [his name] /usr/bin, which obliterated all suid in its path, preventing the both of us from sudo-ing. That issue has been (temporarily) rectified via this operation. Now I'll cut the chatter and get started with the terminal dumps: $ sudo pvs; sudo vgs; sudo lvs Logging initialised at Sat Jan 8 11:42:34 2011 Set umask to 0077 Scanning for physical volume names PV VG Fmt Attr PSize PFree /dev/sdb1 case4t lvm2 a- 819.32G 0 /dev/sdb2 case4t lvm2 a- 866.40G 0 /dev/sdb3 case4t lvm2 a- 47.09G 0 Wiping internal VG cache Logging initialised at Sat Jan 8 11:42:34 2011 Set umask to 0077 Finding all volume groups Finding volume group "case4t" VG #PV #LV #SN Attr VSize VFree case4t 3 1 0 wz--n- 1.69T 0 Wiping internal VG cache Logging initialised at Sat Jan 8 11:42:34 2011 Set umask to 0077 Finding all logical volumes LV VG Attr LSize Origin Snap% Move Log Copy% Convert scandata case4t -wi-a- 1.69T Wiping internal VG cache $ sudo vgchange -a y Logging initialised at Sat Jan 8 11:43:14 2011 Set umask to 0077 Finding all volume groups Finding volume group "case4t" 1 logical volume(s) in volume group "case4t" already active 1 existing logical volume(s) in volume group "case4t" monitored Found volume group "case4t" Activated logical volumes in volume group "case4t" 1 logical volume(s) in volume group "case4t" now active Wiping internal VG cache $ ls /dev | grep case4t case4t $ ls /dev/mapper case4t-scandata control $ sudo fdisk -l /dev/case4t/scandata Disk /dev/case4t/scandata: 1860.5 GB, 1860584865792 bytes 255 heads, 63 sectors/track, 226203 cylinders Units = cylinders of 16065 * 512 = 8225280 bytes Disk identifier: 0x00049bf5 Device Boot Start End Blocks Id System /dev/case4t/scandata1 1 226203 1816975566 83 Linux $ sudo parted /dev/case4t/scandata print Model: Linux device-mapper (linear) (dm) Disk /dev/mapper/case4t-scandata: 1861GB Sector size (logical/physical): 512B/512B Partition Table: msdos Number Start End Size Type File system Flags 1 32.3kB 1861GB 1861GB primary ext3 $ sudo fdisk -l /dev/sdb Disk /dev/sdb: 1860.5 GB, 1860593254400 bytes 255 heads, 63 sectors/track, 226204 cylinders Units = cylinders of 16065 * 512 = 8225280 bytes Disk identifier: 0x00000081 Device Boot Start End Blocks Id System /dev/sdb1 1 106955 859116006 83 Linux /dev/sdb2 113103 226204 908491815 83 Linux /dev/sdb3 106956 113102 49375777+ 83 Linux Partition table entries are not in disk order $ sudo parted /dev/sdb print Model: DELL PERC 6/i (scsi) Disk /dev/sdb: 1861GB Sector size (logical/physical): 512B/512B Partition Table: msdos Number Start End Size Type File system Flags 1 32.3kB 880GB 880GB primary reiserfs 3 880GB 930GB 50.6GB primary 2 930GB 1861GB 930GB primary I find it a bit strange that partition one above is said to be reiserfs, or if it matters -- it was previously reiserfs, but LVM recognizes it as a PV. To reiterate, neither /dev/mapper/case4t-scandatap1 (which I had used previously) nor /dev/case4t/scandata1 (as printed by fdisk) exists. And /dev/case4t/scandata (no partition number) cannot be mounted: $sudo mount -t ext3 /dev/case4t/scandata /mnt/new mount: wrong fs type, bad option, bad superblock on /dev/mapper/case4t-scandata, missing codepage or helper program, or other error In some cases useful info is found in syslog - try dmesg | tail or so All I get on syslog is: [170059.538137] VFS: Can't find ext3 filesystem on dev dm-0. Thanks in advance for any help you can offer, Brian P.S. I am on Ubuntu GNU/Linux 2.6.28-11-server (Jaunty) (out of date, I know -- that's on the laundry list).

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  • Hard drive after PCB swap strange stuff

    - by ramyy
    I’ve done a PCB swap to my HDD. The HDD model is: WD6400AAKS-00A7B2. The original PCB PN matches the new one (first three letter groups), though the cache mismatches (16MB original, 8MB new). The Hardware store that made the swap told me it was hard to do the swap, they have done firmware adaptation. I can see that this firmware version does not match the original, (01.03B01 original, 05.04E05 new). Still I can see that the serial number and model of the drive is correct, the hard drive appeared normal in the BIOS, all the partitions show and everything appears normal. I have encountered three things though, I have left the drive non operated for 2-3 weeks after the swap to avoid corrupting the data or anything else the new PCB might cause, until I buy a new drive and backup the data. I got a drive, and when I powered the old drive manually (I have a laptop, I use a normal desktop power supply and a USB/SATA connector), I heard the motor start and I could hear ticking as if the motor’s somehow struggling to start, and then the motor sound starts again then the ticking, and so on.. I tried powering again it happened again. The third time it started normally and I could see everything normally. I took the chance and copied all the data over to the new drive. When I was done, I powered off the drive (after more than 25 hours of continuous operation), tried to power it up again and it did so normally, and so are the times I powered it up later; but I got very suspicious now. What could be the problem here? And what happened new, it used to power normally after the swap directly? The second thing that happened is that I found size differences with some files; some include movies, songs, (.iso) files for games, and programs. I could find the size is the same, but size on disk is a little more on the new drive for these files. . I’ve tried some of those files (with size differences) they worked fine. They are not too much but still make you suspicious of the integrity of the data copied; one cannot try if all files are working for about (580 GB) worth of data. I tried copying these files on the same partition they exist of the old drive; they are the same in size as when copied to the new drive (allocation unit size not the issue). I took an image of a partition (sector by sector including empty ones) and when I explore it, these file sizes are equal to the original (old drive); I copy them anywhere else their size on disk, increases, i.e becomes equal to the ones I copy from the old drive itself anywhere. Why the size difference and can one trust the integrity of the data?? The third thing is that when I connect my new external USB HDD, the partitions of the old HDD unmount and then mount again. Connected are: (USB mouse + Old HDD) then external HDD. Why that happens?? Considering the following: I compared the SMART reports from after the swap directly and after the copying, no error readings or reallocated sectors where reported. Here they are: http://www.image-share.com/ijpg-1939-219.html I later ran both WD data life guard tests and they came out passed. I’m worried for this drive since I must be sure the data is fine and safe on the new one, and I will consider it backup for the new one, since you can’t trust anything anymore. I hope you can forgive me for the length of the post, but couldn’t ignore any of the details, this hard drive contains very important data to me and I have to deal with the situation with great care.

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  • What to Do When Windows Won’t Boot

    - by Chris Hoffman
    You turn on your computer one day and Windows refuses to boot — what do you do? “Windows won’t boot” is a common symptom with a variety of causes, so you’ll need to perform some troubleshooting. Modern versions of Windows are better at recovering from this sort of thing. Where Windows XP might have stopped in its tracks when faced with this problem, modern versions of Windows will try to automatically run Startup Repair. First Things First Be sure to think about changes you’ve made recently — did you recently install a new hardware driver, connect a new hardware component to your computer, or open your computer’s case and do something? It’s possible the hardware driver is buggy, the new hardware is incompatible, or that you accidentally unplugged something while working inside your computer. The Computer Won’t Power On At All If your computer won’t power on at all, ensure it’s plugged into a power outlet and that the power connector isn’t loose. If it’s a desktop PC, ensure the power switch on the back of its case — on the power supply — is set to the On position. If it still won’t power on at all, it’s possible you disconnected a power cable inside its case. If you haven’t been messing around inside the case, it’s possible the power supply is dead. In this case, you’ll have to get your computer’s hardware fixed or get a new computer. Be sure to check your computer monitor — if your computer seems to power on but your screen stays black, ensure your monitor is powered on and that the cable connecting it to your computer’s case is plugged in securely at both ends. The Computer Powers On And Says No Bootable Device If your computer is powering on but you get a black screen that says something like “no bootable device” or another sort of “disk error” message, your computer can’t seem to boot from the hard drive that Windows was installed on. Enter your computer’s BIOS or UEFI firmware setup screen and check its boot order setting, ensuring that it’s set to boot from its hard drive. If the hard drive doesn’t appear in the list at all, it’s possible your hard drive has failed and can no longer be booted from. In this case, you may want to insert Windows installation or recovery media and run the Startup Repair operation. This will attempt to make Windows bootable again. For example, if something overwrote your Windows drive’s boot sector, this will repair the boot sector. If the recovery environment won’t load or doesn’t see your hard drive, you likely have a hardware problem. Be sure to check your BIOS or UEFI’s boot order first if the recovery environment won’t load. You can also attempt to manually fix Windows boot loader problems using the fixmbr and fixboot commands. Modern versions of Windows should be able to fix this problem for you with the Startup Repair wizard, so you shouldn’t actually have to run these commands yourself. Windows Freezes or Crashes During Boot If Windows seems to start booting but fails partway through, you may be facing either a software or hardware problem. If it’s a software problem, you may be able to fix it by performing a Startup Repair operation. If you can’t do this from the boot menu, insert a Windows installation disc or recovery disk and use the startup repair tool from there. If this doesn’t help at all, you may want to reinstall Windows or perform a Refresh or Reset on Windows 8. If the computer encounters errors while attempting to perform startup repair or reinstall Windows, or the reinstall process works properly and you encounter the same errors afterwards, you likely have a hardware problem. Windows Starts and Blue Screens or Freezes If Windows crashes or blue-screens on you every time it boots, you may be facing a hardware or software problem. For example, malware or a buggy driver may be loading at boot and causing the crash, or your computer’s hardware may be malfunctioning. To test this, boot your Windows computer in safe mode. In safe mode, Windows won’t load typical hardware drivers or any software that starts automatically at startup. If the computer is stable in safe mode, try uninstalling any recently installed hardware drivers, performing a system restore, and scanning for malware. If you’re lucky, one of these steps may fix your software problem and allow you to boot Windows normally. If your problem isn’t fixed, try reinstalling Windows or performing a Refresh or Reset on Windows 8. This will reset your computer back to its clean, factory-default state. If you’re still experiencing crashes, your computer likely has a hardware problem. Recover Files When Windows Won’t Boot If you have important files that will be lost and want to back them up before reinstalling Windows, you can use a Windows installer disc or Linux live media to recover the files. These run entirely from a CD, DVD, or USB drive and allow you to copy your files to another external media, such as another USB stick or an external hard drive. If you’re incapable of booting a Windows installer disc or Linux live CD, you may need to go into your BIOS or UEFI and change the boot order setting. If even this doesn’t work — or if you can boot from the devices and your computer freezes or you can’t access your hard drive — you likely have a hardware problem. You can try pulling the computer’s hard drive, inserting it into another computer, and recovering your files that way. Following these steps should fix the vast majority of Windows boot issues — at least the ones that are actually fixable. The dark cloud that always hangs over such issues is the possibility that the hard drive or another component in the computer may be failing. Image Credit: Karl-Ludwig G. Poggemann on Flickr, Tzuhsun Hsu on Flickr     

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  • Hard drive mounted at / , duplicate mounted hard drive after using MountManager

    - by HellHarvest
    possible duplicate post I'm running 12.04 64bit. My system is a dual boot for both Ubuntu and Windows7. Both operating systems are sharing the drive named "Elements". My volume named "Elements" is a 1TB SATA NTFS hard drive that shows up twice in the side bar in nautilus. One of the icons is functional and even has the convenient "eject" icon next to it. Below is a picture of the left menu in Nautilus, with System Monitor-File Systems tab open on top of it. Can someone advise me about how to get rid of this extra icon? I think the problem is much more deep-rooted than just a GUI glitch on Nautilus' part. The other icon does nothing but spit out the following error when I click on it (image below). This only happened AFTER I tried using Mount Manager to automate mounting the drive at start up. I've already uninstalled Mount Manager, and restarted, but the problem didn't go away. The hard drive does mount automatically now, so I guess that's cool. But now, every time I boot up now and open Nautilus, BOTH of these icons appear, one of which is fictitious and useless. According to the image above and the outputs of several other commands, it appears to be mounted at / In which case, no matter where I am in Nautilus when I try to click on that icon, of course it will tell me that that drive is in use by another program... Nautilus. I'm afraid of trying to unmount this hard drive (sdb6) because of where it appears to be mounted. I'm kind of a noob, and I have this gut feeling that tells me trying to unmount a drive at / will destroy my entire file system. This fear was further strengthened by the output of "$ fsck" at the very bottom of this post. Error immediately below when that 2nd "Elements" hard drive is clicked in Nautilus: Unable to mount Elements Mount is denied because the NTFS volume is already exclusively opened. The volume may be already mounted, or another software may use it which could be identified for example by the help of the 'fuser' command. It's odd to me that that error message above claims that it's an NTFS volume when everything else tell me that it's an ext4 volume. The actual hard drive "Elements" is in fact an NTFS volume. Here's the output of a few commands and configuration files that may be of interest: $ fuser -a / /: 2120r 2159rc 2160rc 2172r 2178rc 2180rc 2188r 2191rc 2200rc 2203rc 2205rc 2206r 2211r 2212r 2214r 2220r 2228r 2234rc 2246rc 2249rc 2254rc 2260rc 2261r 2262r 2277rc 2287rc 2291rc 2311rc 2313rc 2332rc 2334rc 2339rc 2343rc 2344rc 2352rc 2372rc 2389rc 2422r 2490r 2496rc 2501rc 2566r 2573rc 2581rc 2589rc 2592r 2603r 2611rc 2613rc 2615rc 2678rc 2927r 2981r 3104rc 4156rc 4196rc 4206rc 4213rc 4240rc 4297rc 5032rc 7609r 7613r 7648r 9593rc 18829r 18833r 19776r $ sudo df -h Filesystem Size Used Avail Use% Mounted on /dev/sdb6 496G 366G 106G 78% / udev 2.0G 4.0K 2.0G 1% /dev tmpfs 791M 1.5M 790M 1% /run none 5.0M 0 5.0M 0% /run/lock none 2.0G 672K 2.0G 1% /run/shm /dev/sda1 932G 312G 620G 34% /media/Elements /home/solderblob/.Private 496G 366G 106G 78% /home/solderblob /dev/sdb2 188G 100G 88G 54% /media/A2B24EACB24E852F /dev/sdb1 100M 25M 76M 25% /media/System Reserved $ sudo fdisk -l Disk /dev/sda: 1000.2 GB, 1000204886016 bytes 255 heads, 63 sectors/track, 121601 cylinders, total 1953525168 sectors Units = sectors of 1 * 512 = 512 bytes Sector size (logical/physical): 512 bytes / 512 bytes I/O size (minimum/optimal): 512 bytes / 512 bytes Disk identifier: 0x00093cab Device Boot Start End Blocks Id System /dev/sda1 2048 1953519615 976758784 7 HPFS/NTFS/exFAT Disk /dev/sdb: 750.2 GB, 750156374016 bytes 255 heads, 63 sectors/track, 91201 cylinders, total 1465149168 sectors Units = sectors of 1 * 512 = 512 bytes Sector size (logical/physical): 512 bytes / 512 bytes I/O size (minimum/optimal): 512 bytes / 512 bytes Disk identifier: 0x000e8d9b Device Boot Start End Blocks Id System /dev/sdb1 * 2048 206847 102400 7 HPFS/NTFS/exFAT /dev/sdb2 206848 392378768 196085960+ 7 HPFS/NTFS/exFAT /dev/sdb3 392380414 1465147391 536383489 5 Extended /dev/sdb5 1456762880 1465147391 4192256 82 Linux swap / Solaris /dev/sdb6 392380416 1448374271 527996928 83 Linux /dev/sdb7 1448376320 1456758783 4191232 82 Linux swap / Solaris Partition table entries are not in disk order $ cat /etc/fstab # <file system> <mount point> <type> <options> <dump> <pass> UUID=77039a2a-83d4-47a1-8a8c-a2ec4e4dfd0e / ext4 defaults 0 1 UUID=F6549CC4549C88CF /media/Elements ntfs-3g users 0 0 $ sudo blkid /dev/sda1: LABEL="Elements" UUID="F6549CC4549C88CF" TYPE="ntfs" /dev/sdb1: LABEL="System Reserved" UUID="5CDE130FDE12E156" TYPE="ntfs" /dev/sdb2: UUID="A2B24EACB24E852F" TYPE="ntfs" /dev/sdb6: UUID="77039a2a-83d4-47a1-8a8c-a2ec4e4dfd0e" TYPE="ext4" $ sudo blkid -c /dev/null (appears to be exactly the same as above) /dev/sda1: LABEL="Elements" UUID="F6549CC4549C88CF" TYPE="ntfs" /dev/sdb1: LABEL="System Reserved" UUID="5CDE130FDE12E156" TYPE="ntfs" /dev/sdb2: UUID="A2B24EACB24E852F" TYPE="ntfs" /dev/sdb6: UUID="77039a2a-83d4-47a1-8a8c-a2ec4e4dfd0e" TYPE="ext4" $ mount /dev/sdb6 on / type ext4 (rw) proc on /proc type proc (rw,noexec,nosuid,nodev) sysfs on /sys type sysfs (rw,noexec,nosuid,nodev) none on /sys/fs/fuse/connections type fusectl (rw) none on /sys/kernel/debug type debugfs (rw) none on /sys/kernel/security type securityfs (rw) udev on /dev type devtmpfs (rw,mode=0755) devpts on /dev/pts type devpts (rw,noexec,nosuid,gid=5,mode=0620) tmpfs on /run type tmpfs (rw,noexec,nosuid,size=10%,mode=0755) none on /run/lock type tmpfs (rw,noexec,nosuid,nodev,size=5242880) none on /run/shm type tmpfs (rw,nosuid,nodev) /dev/sda1 on /media/Elements type fuseblk (rw,noexec,nosuid,nodev,allow_other,blksize=4096) binfmt_misc on /proc/sys/fs/binfmt_misc type binfmt_misc (rw,noexec,nosuid,nodev) /home/solderblob/.Private on /home/solderblob type ecryptfs (ecryptfs_check_dev_ruid,ecryptfs_cipher=aes,ecryptfs_key_bytes=16,ecryptfs_unlink_sigs,ecryptfs_sig=76a47b0175afa48d,ecryptfs_fnek_sig=391b2d8b155215f7) gvfs-fuse-daemon on /home/solderblob/.gvfs type fuse.gvfs-fuse-daemon (rw,nosuid,nodev,user=solderblob) /dev/sdb2 on /media/A2B24EACB24E852F type fuseblk (rw,nosuid,nodev,allow_other,default_permissions,blksize=4096) /dev/sdb1 on /media/System Reserved type fuseblk (rw,nosuid,nodev,allow_other,default_permissions,blksize=4096) $ ls -a . A2B24EACB24E852F Ubuntu 12.04.1 LTS amd64 .. Elements System Reserved $ cat /proc/mounts rootfs / rootfs rw 0 0 sysfs /sys sysfs rw,nosuid,nodev,noexec,relatime 0 0 proc /proc proc rw,nosuid,nodev,noexec,relatime 0 0 udev /dev devtmpfs rw,relatime,size=2013000k,nr_inodes=503250,mode=755 0 0 devpts /dev/pts devpts rw,nosuid,noexec,relatime,gid=5,mode=620,ptmxmode=000 0 0 tmpfs /run tmpfs rw,nosuid,relatime,size=809872k,mode=755 0 0 /dev/disk/by-uuid/77039a2a-83d4-47a1-8a8c-a2ec4e4dfd0e / ext4 rw,relatime,user_xattr,acl,barrier=1,data=ordered 0 0 none /sys/fs/fuse/connections fusectl rw,relatime 0 0 none /sys/kernel/debug debugfs rw,relatime 0 0 none /sys/kernel/security securityfs rw,relatime 0 0 none /run/lock tmpfs rw,nosuid,nodev,noexec,relatime,size=5120k 0 0 none /run/shm tmpfs rw,nosuid,nodev,relatime 0 0 /dev/sda1 /media/Elements fuseblk rw,nosuid,nodev,noexec,relatime,user_id=0,group_id=0,allow_other,blksize=4096 0 0 binfmt_misc /proc/sys/fs/binfmt_misc binfmt_misc rw,nosuid,nodev,noexec,relatime 0 0 /home/solderblob/.Private /home/solderblob ecryptfs rw,relatime,ecryptfs_fnek_sig=391b2d8b155215f7,ecryptfs_sig=76a47b0175afa48d,ecryptfs_cipher=aes,ecryptfs_key_bytes=16,ecryptfs_unlink_sigs 0 0 gvfs-fuse-daemon /home/solderblob/.gvfs fuse.gvfs-fuse-daemon rw,nosuid,nodev,relatime,user_id=1000,group_id=1000 0 0 /dev/sdb2 /media/A2B24EACB24E852F fuseblk rw,nosuid,nodev,relatime,user_id=0,group_id=0,default_permissions,allow_other,blksize=4096 0 0 /dev/sdb1 /media/System\040Reserved fuseblk rw,nosuid,nodev,relatime,user_id=0,group_id=0,default_permissions,allow_other,blksize=4096 0 0 gvfs-fuse-daemon /root/.gvfs fuse.gvfs-fuse-daemon rw,nosuid,nodev,relatime,user_id=0,group_id=0 0 0 $ fsck fsck from util-linux 2.20.1 e2fsck 1.42 (29-Nov-2011) /dev/sdb6 is mounted. WARNING!!! The filesystem is mounted. If you continue you ***WILL*** cause ***SEVERE*** filesystem damage. Do you really want to continue<n>? no check aborted.

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  • Is Financial Inclusion an Obligation or an Opportunity for Banks?

    - by tushar.chitra
    Why should banks care about financial inclusion? First, the statistics, I think this will set the tone for this blog post. There are close to 2.5 billion people who are excluded from the banking stream and out of this, 2.2 billion people are from the continents of Africa, Latin America and Asia (McKinsey on Society: Global Financial Inclusion). However, this is not just a third-world phenomenon. According to Federal Deposit Insurance Corp (FDIC), in the US, post 2008 financial crisis, one family out of five has either opted out of the banking system or has been moved out (American Banker). Moving this huge unbanked population into mainstream banking is both an opportunity and a challenge for banks. An obvious opportunity is the significant untapped customer base that banks can target, so is the positive brand equity a bank can build by fulfilling its social responsibilities. Also, as banks target the cost-conscious unbanked customer, they will be forced to look at ways to offer cost-effective products and services, necessitating technology upgrades and innovations. However, cost is not the only hurdle in increasing the adoption of banking services. The potential users need to be convinced of the benefits of banking and banks will also face stiff competition from unorganized players. Finally, the banks will have to believe in the viability of this business opportunity, and not treat financial inclusion as an obligation. In what ways can banks target the unbanked For financial inclusion to be a success, banks should adopt innovative business models to develop products that address the stated and unstated needs of the unbanked population and also design delivery channels that are cost effective and viable in the long run. Through business correspondents and facilitators In rural and remote areas, one of the major hurdles in increasing banking penetration is connectivity and accessibility to banking services, which makes last mile inclusion a daunting challenge. To address this, banks can avail the services of business correspondents or facilitators. This model allows banks to establish greater connectivity through a trusted and reliable intermediary. In India, for instance, banks can leverage the local Kirana stores (the mom & pop stores) to service rural and remote areas. With a supportive nudge from the central bank, the commercial banks can enlist these shop owners as business correspondents to increase their reach. Since these neighborhood stores are acquainted with the local population, they can help banks manage the KYC norms, besides serving as a conduit for remittance. Banks also have an opportunity over a period of time to cross-sell other financial products such as micro insurance, mutual funds and pension products through these correspondents. To exercise greater operational control over the business correspondents, banks can also adopt a combination of branch and business correspondent models to deliver financial inclusion. Through mobile devices According to a 2012 world bank report on financial inclusion, out of a world population of 7 billion, over 5 billion or 70% have mobile phones and only 2 billion or 30% have a bank account. What this means for banks is that there is scope for them to leverage this phenomenal growth in mobile usage to serve the unbanked population. Banks can use mobile technology to service the basic banking requirements of their customers with no frills accounts, effectively bringing down the cost per transaction. As I had discussed in my earlier post on mobile payments, though non-traditional players have taken the lead in P2P mobile payments, banks still hold an edge in terms of infrastructure and reliability. Through crowd-funding According to the Crowdfunding Industry Report by Massolution, the global crowdfunding industry raised $2.7 billion in 2012, and is projected to grow to $5.1 billion in 2013. With credit policies becoming tighter and banks becoming more circumspect in terms of loan disbursals, crowdfunding has emerged as an alternative channel for lending. Typically, these initiatives target the unbanked population by offering small loans that are unviable for larger banks. Though a significant proportion of crowdfunding initiatives globally are run by non-banking institutions, banks are also venturing into this space. The next step towards inclusive finance Banks by themselves cannot make financial inclusion a success. There is a need for a whole ecosystem that is supportive of this mission. The policy makers, that include the regulators and government bodies, must be in sync, the IT solution providers must put on their thinking caps to come out with innovative products and solutions, communication channels such as internet and mobile need to expand their reach, and the media and the public need to play an active part. The other challenge for financial inclusion is from the banks themselves. While it is true that financial inclusion will unleash a hitherto hugely untapped market, the normal banking model may be found wanting because of issues such as flexibility, convenience and reliability. The business will be viable only when there is a focus on increasing the usage of existing infrastructure and that is possible when the banks can offer the entire range of products and services to the large number of users of essential banking services. Apart from these challenges, banks will also have to quickly master and replicate the business model to extend their reach to the remotest regions in their respective geographies. They will need to ensure that the transactions deliver a viable business benefit to the bank. For tapping cross-sell opportunities, banks will have to quickly roll-out customized and segment-specific products. The bank staff should be brought in sync with the business plan by convincing them of the viability of the business model and the need for a business correspondent delivery model. Banks, in collaboration with the government and NGOs, will have to run an extensive financial literacy program to educate the unbanked about the benefits of banking. Finally, with the growing importance of retail banking and with many unconventional players eyeing the opportunity in payments and other lucrative areas of banking, banks need to understand the importance of micro and small branches. These micro and small branches can help banks increase their presence without a huge cost burden, provide bankers an opportunity to cross sell micro products and offer a window of opportunity for the large non-banked population to transact without any interference from intermediaries. These branches can also help diminish the role of the unorganized financial sector, such as local moneylenders and unregistered credit societies. This will also help banks build a brand awareness and loyalty among the users, which by itself has a cascading effect on the business operations, especially among the rural and un-banked centers. In conclusion, with the increasingly competitive banking sector facing frequent slowdowns and downturns, the unbanked population presents a huge opportunity for banks to enhance their customer base and fulfill their social responsibility.

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